Track your income and expenses in seconds. See where your money goes. Stay on top of it, from any device.
No spreadsheets. No overwhelm. Just your money, clearly.
Create a free account and your data follows you, phone, tablet, laptop. Always in sync.
Log income or expenses in a few taps. No lengthy forms, no fuss. It just works.
See your income, spending, and balance at a glance. Navigate month to month with ease.
Every transaction gets a category, housing, food, transport, and more. See breakdowns instantly.
Add it to your home screen on iOS or Android. Feels like a native app, no download needed.
Every account is protected. Your transactions are private, only you can see them.
Three simple steps and you're up and running.
Sign up with just an email and password. No credit card, no trial period, it's free.
Add transactions as you go. Pick a category, enter the amount, done. Takes less than ten seconds each.
Your monthly summary and spending breakdown update instantly. No setup, no configuration, just clarity.
No bank linking. No subscription. Just budgeting that works.
| Feature | My Tiny Budget | YNAB | Mint | Monarch |
|---|---|---|---|---|
| Free to use | ✓ Always free | ✗ $109/yr | ✗ Shut down | ✗ $99/yr |
| No bank account linking | ✓ | ✗ Required | ✗ Required | ✗ Required |
| Works on mobile | ✓ PWA | ✓ | ✗ | ✓ |
| Budget goals | ✓ | ✓ | Limited | ✓ |
| Recurring transactions | ✓ | ✓ | Limited | ✓ |
| Financial calculators | ✓ 7 built in | ✗ | ✗ | ✗ |
| Syncs across devices | ✓ | ✓ | ✗ | ✓ |
| Spending insights | ✓ | ✓ | ✗ | ✓ |
| Setup time | 30 seconds | ~1 hour | N/A | ~30 min |
Join for free. No credit card. Takes 30 seconds to get started.
Start tracking for freeFree forever · Syncs across devices · No spreadsheets